The audit, conducted in 2025, found that the institution’s organisational structure, risk management processes, control functions and internal auditing did not fully meet the standards required.
BaFin subsequently issued two binding measures: an instruction to rectify organisational deficiencies and a requirement to hold additional own funds.
The authority said proper business organisation is essential to ensure that credit institutions comply with regulatory obligations and operate in a way that is economically sound.
The measures against Tradegate AG became legally binding on 17 November 2025.
BaFin noted that the additional capital requirement will remain in place until the firm restores full compliance with organisational standards.
Tradegate AG, headquartered in Berlin, is required to take corrective action across the areas identified during the audit. The regulator emphasised that its intervention is intended to protect market integrity and ensure the stability of supervised institutions.
The bank may apply to the Administrative Review Tribunal should it wish to challenge the decision.
